Before Making a Lease Decision, Conduct Research

 

Astragraphia Document Solution - If you intend to purchase capital goods from FUJIFILM Business Innovation, such as a production printer machine, and are considering leasing services, you should consider the following:

Investigate the Leasing Reputation

The first step is to research the reputation of your prospective leasing company. At the very least, ensure that the leasing company's reputation has been proven to be good for three to five years, with no negative news. Check to see if the leasing company has enough branches and if any are close to your location.

You must also ensure that the leasing company's performance is satisfactory because you will be in contact with the leasing for the next four to five years. Of course, you want to ensure that the leasing company will continue to operate until the credit is paid off and the certificate of repayment is received.

READ MORE: Improved Understanding of Leasing Terms!

Take note of the Offer Price and Payment Terms

If you are confident in the leasing company's performance, pay close attention to the leasing party's offer price. Calculate carefully what you will receive and what obligations you will have to fulfill as a result of a tempting offer.

Also, see if the interest and installment time offered are in accordance with your ability and how much fine you have to pay. Look for the most suitable price offer and you are sure you can afford it. Also, pay attention to each date you have to pay the installments. This may sound trivial, but if you take it wrong, it is not impossible that you will have to pay a large fine.

Whether or not there is insurance during the credit period

After agreeing with the price and terms of the installment period, you also need to think about whether or not there is insurance during the credit period. This is important in order to avoid additional costs that must be incurred in the event of an unexpected disaster. Don't forget to find out how to process your vehicle insurance claim.

Method of payment

If you live in a rural area far from a city, you should be aware of the payment options available to you. Most leasing companies now offer a variety of payment options to make things easier for you. Choose the most appropriate and easily accessible payment method, such as ATMs, bank transfers, auto debit, postal services, or minimarkets. Remember that late payments due to difficulty accessing funds can result in a number of fines.

If everything has been thought out and calculated properly, there is nothing wrong with using leasing services as capital to buy the production printer machine that you really need. The existence of finance companies in Indonesia is known by the state and is required to have a business license from the OJK.

Source:

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